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As you can see I got a new blog design. All thanks to Sara at Subjective Beauty, Ordinary and Awesome, and Reviews and Giveaways. I didn’t give her much to go on besides, girly, pink and a price tag with a bow. She made my design perfect. Her queue will be opening soon if your thinking of a new design. She is awesome and such a sweet person also. I will be back online full time tomorrow. Sorry for limited updates but I have had a limited connection. My Internet will be back up and running tomorrow. See you all then and in the meantime grab my new button. Oh and see the Sales, Deals, Reviews, Giveaways at the top those are clickable

Okay if you know me well, you know what a mane I have. I have the thickest hair in the world. In college, I used to have my roommate iron it with a REAL iron (with no protection in between.) That was until I found the Chi Iron. Swaggrabber found a great deal on Chi and I KNOW this is the lowest I have ever seen it because I have replaced a few (only because I have dropped them.) Get a Chi Hair iron for $64.99 on Buy.com (plus FREE Shipping.) These usually retail for well over $100 (compare at $120 at Target.) Search CHI 63587. Thanks Swaggrabber.

All CVS brand products are 40% off online today and tomorrow (9/1). Plus, get $10 off orders of $50 or more. This is a great way to stock up on diapers, wipes and other baby bathroom necessities. Infant meds like ibuprofen are also a bargain. Don’t stock up too much on the meds, though, since they expire.).
Thanks for reading Baby Cheapskate!
For FREE, gently used baby, kid and maternity items, check out my other site, Freepeats.org!
Through 9/7, Golf Smith has a 15% off $100 coupon that is available for use online:
Here’s how to redeem the offer online:
Due to manufacturer restrictions not all items qualify for discount. Select items from the following brands are excluded: Callaway, TaylorMade, Cleveland, Cobra, Hogan, Nike Golf, Graphite Design, UST, Prince, Wilson, Head, Dunlop, FootJoy, SkyGolf, Bushnell, Leopold, adidas, K-Swiss, Yonex and Volkl. All items from the following brands are excluded: PING, Titleist, Mizuno, ECCO, Fujikura, Aerotech, Golf Pride, Lamkin, iClub, Oakley, Accusport, Zelocity, Zero Restriction, Segway, Luxilon string, and Babolat. Does not apply to custom logo products, tennis balls, ball machines, tennis restringers, performance racquets, golf carts/ cars, P3ProSwing, and do-it-yourself putting greens. Additional exclusions may apply. See a store Caddy or visit golfsmith.com/exclusions for a complete list of manufacturer restrictions that apply. Discounts cannot be combined with other Golfsmith coupon offers or discounts unless specified. Not valid on previous purchases, exchanges, special orders, or gift cards. No substitutions or backorders.
If you come across this post after the sale coupon has ended, you can check the current list of Golf discounts and coupon codes, which includes any codes for Golfsmith.com.
I just received an e-mail from Starbucks. It turns out that they’re offering everyone a free drink on your birthday if you’re part of their Rewards card program (a perk that used to be reserved only for Starbucks Gold Rewards members). The way to be part of the Rewards program is to register a current Starbucks card on their site. I registered a $5 card last year in order to take advantage of free wifi when my internet connection went out at home. If you have already registered a card, be sure to go in and update your profile with your date of birth.
If you’d rather make your own Starbucks goodies at home, read my post on how to make your own Starbucks goodies at home.

Did you notice all the GREAT new additions to Coupons.com?
Make sure you get the $3 Maybelline New York Pulse Perfection Vibrating Mascara.
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Brandy at Brandy’s Big Bargains has your Target deals this week.
Funds of hedge funds are trying to remake their image after Bernard Madoff’s massive ponzi scheme. Investors have lost confidence in the fund of hedge funds industry from factors including poor returns, a deep recession and high profile scandals like Madoff’s. Another factor that may be turning investors away is the common extra level of fess fund of hedge funds charge but many of these funds are changing their methods to attract investors.
Investors withdrew at least $150 billion from fund of funds in 2008 and 2009 leaving these funds with an up-hill battle to reclaim that lost capital. To get investors back without having to drastically cut fees, fund of hedge funds are now replacing employees, heightening risk monitoring or giving investors greater liquidity.
This overhaul is particularly noticeable in the funds that invested with Madoff. Managers are replacing the people who should have foreseen the scheme and bolstering the existing risk management team. In cases when the decision to invest with Madoff was debated in the firm, the person(s) most responsible are being isolated as the sole reason that the fund of funds invested with Madoff.
This strategy of remaking their image and boosting investor confidence may be working. According to S&P, the fund of funds industry is having its first net inflows in over a year.
While the additional fees are not as high as those on the underlying funds, they nevertheless represent an extra cost, and the very need for funds of funds is now being questioned as some institutions consider cutting out the middle man. “Pension funds’ hedge fund databases are getting sufficiently large that you can replicate a fund of funds by buying 50-to-60 funds,” said Nick Bullman, managing partner at Bullman Investment Management.
Some firms have responded by developing a range of so-called managed accounts — tailored and segregated portfolios for individual clients — which allows them to sell when they want and which are hard for investors to reproduce.
London-based Permal, which runs around $19 billion in fund of funds assets, has expanded its range of managed accounts, including some tailored mandates, between which it can move money more quickly.
“Specialist groups and customized products could do quite well. If you focus solely on a customized or country specific product you can justify excess margins,” said Bullman. “The idea of acting as a gatekeeper to … funds doesn’t work now.” Source
Learn more about the Bernard Madoff Scandal and Hedge Funds here.
Tags: Bernie Madoff, fund of funds, fund of hedge funds, funds of hedge funds, bernard madoff scandal, bernard madoff hedge fund, hedge funds madoff, due diligence, ponzi scheme

If you’ve been thinking of doing a mini fall wardrobe update, Bird Boutique has a few key pieces for you to consider — on major sale! The “caged” look, with it’s multiple straps, platform sole and sky-high heel is a trendy fall look, and this pair by Loeffler Randall is marked down from $695.00 to $169.00! Add this stud print tank by Alexander Wang, a cheeky trompe l’oeil take on the ever popular stud motif, also marked down significantly from $265.00, to $129.00. Pair these both with some skinny black jeans and a little blazer or cardigan, and you’ve scored yourself a fab little fall outfit, all from Bird. Bird has select items on major markdown for a few days only, through August 31. Check them out!
Alexander Wang stud print tank
Loeffler Randall Mabel strappy platform sandal